{ "business": { "name": "TS5 Mortgages", "trading_name_of": "Craig Gregory", "type": "Independent Mortgage Broker", "established": 2024, "website": "https://www.ts5mortgages.co.uk", "telephone": "+447405500414", "email": "contactus@ts5mortgages.co.uk", "location": { "town": "Middlesbrough", "region": "North Yorkshire", "country": "England", "postcode_area": "TS5", "serves": "Whole of the UK" }, "social_media": { "facebook": "https://www.facebook.com/ts5mortgages, "instagram": "https://www.instagram.com/ts5mortgages/", "linkedin": "https://www.linkedin.com/company/ts5-mortgages/", "tiktok": "https://www.tiktok.com/@ts5mortgages" }, "client_portal": "http://homebuyer.smartr365.com" }, "regulation": { "fca_status": "Appointed Representative", "network": "Sesame Ltd", "network_website": "https://www.sesame.co.uk/consumers", "authorised_by": "Financial Conduct Authority", "note": "The FCA does not regulate Valuations, Surveys, Solicitors, Conveyancing, Wills, Legal Services, Commercial Mortgages, some forms of Bridging Loans and Buy to Let Mortgages" }, "team": [ { "name": "Craig Gregory", "role": "Founder and Mortgage Broker", "experience_years": 20, "qualifications": ["CeMAP", "CeRER"], "background": "Over 20 years in financial services including major high street banks, building societies, and private banking. Previously supervised other advisers." } ], "ratings": { "google_rating": 5.0, "google_review_count": 31, "max_rating": 5, "last_updated": "June 2026" }, "services": [ { "name": "First Time Buyer Mortgages", "description": "Full support for first time buyers including shared ownership, equity schemes and low deposit options from 5%", "fee": 295, "currency": "GBP" }, { "name": "Home Purchase / Moving Home", "description": "Assistance purchasing a new home whether upsizing or downsizing, including new build properties", "fee": 295, "currency": "GBP" }, { "name": "Remortgage", "description": "Ensuring clients always have the most appropriate mortgage for their circumstances, avoiding overpaying", "fee": 0, "currency": "GBP" }, { "name": "Product Transfer", "description": "Switching to a new deal with existing lender at end of current mortgage term", "fee": 0, "currency": "GBP" }, { "name": "Further Advance", "description": "Raising additional borrowing against an existing property for home improvements", "fee": 295, "currency": "GBP" }, { "name": "Bad Credit Mortgages", "description": "Specialist mortgage advice for clients with adverse credit history. Access to lenders suited to bad credit circumstances", "fee": 295, "currency": "GBP" }, { "name": "Buy to Let Mortgages", "description": "Buy to let lending for new and experienced landlords, including purchases and remortgages", "fee": 295, "currency": "GBP" }, { "name": "Buy to Let Remortgage", "description": "Remortgaging an existing buy to let property to a better rate", "fee": 0, "currency": "GBP" }, { "name": "Bridging Loans", "description": "Short term finance for clients who have found a new property but not yet sold their existing home", "fee": 295, "currency": "GBP" }, { "name": "Self Build Mortgages", "description": "Mortgages with funds released in stages in line with build schedule", "fee": 295, "currency": "GBP" }, { "name": "Equity Release", "description": "Advice for homeowners aged 55+ to release equity from their property. Available via referral.", "fee": 0, "currency": "GBP", "note": "Equity release will reduce the value of the estate, will not be suitable for everyone, and may affect entitlement to state benefits" }, { "name": "Protection Insurance", "description": "Advice on life insurance, critical illness cover, income protection and other insurance products to protect clients and their mortgage", "fee": 0, "currency": "GBP" } ], "pricing_summary": { "purchase_fee": 295, "remortgage_fee": 0, "product_transfer_fee": 0, "buy_to_let_purchase_fee": 295, "buy_to_let_remortgage_fee": 0, "bridging_fee": 295, "complex_cases_fee": 295, "currency": "GBP", "note": "Other third party fees may apply" }, "faqs": [ { "question": "Will I get a mortgage?", "answer": "All lenders have different lending criteria. The first step is checking your credit report and making any improvements to enhance your ability to obtain a mortgage. As independent brokers, TS5 Mortgages knows which lenders best suit your circumstances." }, { "question": "How much does a mortgage broker cost?", "answer": "TS5 Mortgages charges £295 for residential purchases, buy to let purchases, bridging finance and complex cases. Remortgages and product transfers are completely free of charge." }, { "question": "Why do I need a mortgage broker?", "answer": "CeMAP qualified advisers find the most suitable mortgage deal for your requirements, understanding your needs before giving advice and guiding you through the biggest financial commitment you will make." }, { "question": "What information do I need to apply for a mortgage?", "answer": "You will need evidence of income such as payslips or tax returns, evidence of expenditure such as bank statements, and information about any other assets or liabilities. TS5 Mortgages guides clients through this via an online portal." }, { "question": "My remortgage is not due yet, can you help?", "answer": "You may incur early repayment charges to remortgage before the end of your current deal. However you can submit your details and TS5 Mortgages will contact you when your remortgage is due." }, { "question": "How can I contact TS5 Mortgages?", "answer": "Call +447405500414, email contactus@ts5mortgages.co.uk, or complete the contact form at https://www.ts5mortgages.co.uk" } ], "site_pages": [ { "title": "Homepage", "url": "https://www.ts5mortgages.co.uk/" }, { "title": "Mortgages", "url": "https://www.ts5mortgages.co.uk/mortgages/" }, { "title": "Protection", "url": "https://www.ts5mortgages.co.uk/protection/" }, { "title": "About Us", "url": "https://www.ts5mortgages.co.uk/about-us/" }, { "title": "First Time Buyers Guide", "url": "https://www.ts5mortgages.co.uk/first-time-buyers-guide/" }, { "title": "Equity Release", "url": "https://www.ts5mortgages.co.uk/equity-release/" }, { "title": "Access Your Credit File", "url": "https://www.ts5mortgages.co.uk/access-your-credit-file/" }, { "title": "Valuations and Surveys", "url": "https://www.ts5mortgages.co.uk/valuations-surveys/" }, { "title": "Privacy Policy", "url": "https://www.ts5mortgages.co.uk/privacy-policy/" } ], "legal": { "disclaimer": "Your home may be repossessed if you do not keep up repayments on your mortgage.", "debt_consolidation_warning": "Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.", "equity_release_warning": "An equity release product will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to state benefits." }, "meta": { "file": "facts.json", "purpose": "Structured machine-readable business facts for AI language models and search engines", "last_updated": "June 2026", "source": "https://www.ts5mortgages.co.uk" } }