Let us do the hard work...


At TS5 Mortgages, our core values are built on trust, integrity, and putting our customers first.


We believe that finding the right mortgage should be a transparent and supportive journey and not a stressful one. That’s why we take the time to understand your unique needs, offer clear, honest advice, and guide you every step of the way.

With access to a comprehensive range of lenders across the market, we’re able to find the most suitable deals tailored to your circumstances.

Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

TS5 Mortgages is an independent mortgage broker in Middlesbrough
offering expert mortgage advice to clients across the UK. As an
independent mortgage broker in Middlesbrough, Craig Gregory provides
whole of market advice on first time buyer mortgages, remortgages,
buy to let mortgages, bad credit mortgages and self employed
mortgages. As a CeMAP and CeRER qualified independent mortgage broker
in Middlesbrough, Craig has over 20 years of experience in financial
services. Whether you are a first time buyer, looking to remortgage,
or need specialist bad credit mortgage advice, TS5 Mortgages provides
honest, transparent and friendly advice with no hidden fees.
Remortgages and product transfers are completely free of charge.
Residential purchases and buy to let mortgages are charged at £295.
Contact TS5 Mortgages today on 07405 500414 or email
contactus@ts5mortgages.co.uk to speak to an independent mortgage
broker in Middlesbrough you can trust

Simple. Transparent. Pricing.

We purposely keep our pricing simple and transparent so you know from the off exactly what our fees will be.

No nasty surprises.

£295

Residential (Purchase) / Buy to Let (Purchase) / Bridging Finance / Complex (e.g. High net worth, Shared ownership)

£0

Residential Remortgages & Product Transfers / Residential Remortgage with Debt Consolidation / Buy to Let Remortgages & Product Transfers

Please note other third party fees may apply.


Avoid moving to Standard Variable Rate by telling us about your existing mortgage…

Client Testimonials

Read what our clients have to say about TS5 Mortgages.

TS5 Mortgages

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Overall rating out of 31 Google reviews

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Emma Pennington
svg starsvg starsvg starsvg starsvg stara month ago

Craig was really quick, knowledgeable and available to answer questions at any time. Great person to deal with. Would use TS5 mortgages again definitely!

After contacting Craig via social media he was happy to meet in person at our home to discuss our remortgage and what deals were available to us , he was quick to respond to any queries we had even late on in the day. We found him very clear and concise with any queries we raised. Found us a good deal and took the stress out of us trying to sort it out ourselves. Would highly recommend him and his services.

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Jonathan Harwood
svg starsvg starsvg starsvg starsvg stara month ago

Absolutely flawless service from start to finish, would recommend to anyone

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Noveed Rehman
svg starsvg starsvg starsvg starsvg stara month ago

From the very first conversation to the moment we got the keys to our new home, Craig at TS5 Mortgages was absolutely outstanding. As buyers navigating the mortgage process, we had countless questions and Craig answered every single one with patience, clarity, and genuine care. His knowledge of the mortgage market is impressive, but what truly sets him apart is the way he makes you feel at ease throughout what can be a very stressful journey. He guided us step by step through the entire process, explaining everything in plain language and making sure we fully understood each stage right through to completion. Craig is the kind of broker who goes above and beyond. Always approachable, always professional, and always acting in your best interest. Whether you’re looking for a mortgage or insurance, you couldn’t be in safer or more capable hands. If you’re looking for a broker who genuinely cares about his clients and delivers results, look no further than Craig at TS5 Mortgages. We are absolutely over the moon in our new home and a huge part of that is thanks to him. Thank you, Craig!

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Rachel Barrigan
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Excellent service from start to finish. Clear advice, quick responses, and found me a great deal. Highly recommended!

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royston parker
svg starsvg starsvg starsvg starsvg star2 months ago

I had a fantastic experience working with Craig at TS5 Mortgages. From start to finish, he was professional, knowledgeable, and completely on top of every detail. What really stood out was his ability to secure a mortgage for me when other brokers had already said it couldn’t be done. Craig took the time to fully understand my situation, explained everything clearly, and handled the entire process with confidence and efficiency. Communication was excellent throughout, and I always felt reassured and well-informed. Thanks to his expertise and persistence, I now have a mortgage that I genuinely didn’t think was possible. I would highly recommend Craig and TS5 Mortgages to anyone, especially if you’ve been turned down elsewhere — he truly goes above and beyond.

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tom readman
svg starsvg starsvg starsvg starsvg star2 months ago

Craig was very helpful throughout the whole process and always got back to you promptly

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Sarah Holliday
svg starsvg starsvg starsvg starsvg star2 months ago

Brilliant service. Craig gave very quick responses to all the queries I had and made the whole application process easy to manage. Nothing was too much trouble. Thank you

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phily240
svg starsvg starsvg starsvg starsvg star4 months ago

When we needed to remortgage on our house, Craig came highly recommended. When we looked at his page we could see how valued her was as an independent advisor which is exactly what we wanted. Craig was fantastic, highly experienced and so easy to deal with. He was very clear with instructing us on what was going to be best for us. We are now happily remortgaged and very comfortable with what Craig offered. We are so incredibly happy with the service, care and attention Craig gave, wouldn’t go to anyone else!

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Catherine Parks
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I recently renewed my mortgage with the help of Craig and I couldn’t be happier with the service. Craig managed to get everything sorted quickly and kept me upto date of all relevant information throughout the process. He was professional, efficient, and always easy to get in touch with. I would highly recommend him and use his company again with my next renewal

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Mark Mullins
svg starsvg starsvg starsvg starsvg star6 months ago

We had a fantastic experience working with Craig on our mortgage. He was very helpful through the process which made the process a lot less stressful. We’re incredibly grateful for Craig’s support and would highly recommend him to anyone looking for a knowledgeable and genuinely helpful mortgage advisor. We just wanted to say a huge thank you for all your help throughout our mortgage process. You made everything so much easier to understand and made the process feel a lot more manageable.

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Daniel McCarthy
svg starsvg starsvg starsvg starsvg star3 months ago

Craig has been nothing but a pleasure to work with, he’s always been there to help when I had questions and helped me out massively all the way throughout the process. I would highly recommend him and TS5 mortgages.

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Jaime Boyd
svg starsvg starsvg starsvg starsvg star4 months ago

Craig explained everything clearly and made sure we understood all of our options throughout the process. He was approachable and happy to help, getting back to us quickly and working around our schedule for any calls. He made the process so easy, I would 100% recommend!

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Amy M
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We needed a mortgage advisor for our recent house move, and I wanted someone independent, to give us the best options for us. I found Craig through Unbiased, a website recommended by Money Saving Expert. Craig set up Zoom calls for our meetings. He was professional, understanding our financial situation and the best approach for us. We discussed our options and found a good product through Craig, which avoided extra costs for us. We uploaded documents to an online portal and Craig handled the rest. We're really happy with the outcome and we will be going back to Craig to discuss our options when our fixed term comes to an end. Craig's fees were very reasonable and not charged until we decided to go ahead with the full mortgage application, so we were able to discuss and make a decision over the course of a couple of weeks (with no pressure at all from Craig) before needing to pay anything. I'd recommend Craig to anyone looking for independent advice about their mortgage options, or who just want the mortgage process to be made a bit easier.

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Chris Nixon
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Craig made everything really straight forward for our recent remortgage, finding us a better deal than I could find myself. He was always on hand for a call or email when I needed help and I’d 100% recommend using him again.

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Hannah Smith
svg starsvg starsvg starsvg starsvg star8 months ago

⭐️⭐️⭐️⭐️⭐️ I would highly recommend Craig! As a first-time buyer, he made the whole process of buying my first home so much easier. He supported me every step of the way and took care of everything, which made it completely stress-free. I honestly couldn’t have done it without him – I can’t thank him enough!

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Rachel Wilson
svg starsvg starsvg starsvg starsvg star10 months ago

Craig was outstanding when we went to him for a recent remortgage! Nothing was too much trouble, he was easy to talk to and very efficient with getting back to us with quotes, particularly with fluctuating mortgage interest rates, ensuring we really did get the best deal for us. 5 star recommended and we will be coming back to Craig when our mortgage deal ends! Thank you Craig, you really are amazing at your job and took the stress out of something that can be really stressful for so many people!

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bryony stonehouse
svg starsvg starsvg starsvg starsvg star9 months ago

I recently renewed my mortgage with the help of Craig and I couldn’t be happier with the service. I had left things quite last minute, but Craig managed to get everything sorted quickly and kept me reassured throughout the process. He was professional, efficient, and always easy to get in touch with. I really appreciated how smoothly he handled everything. Highly recommend!

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Katie Green
svg starsvg starsvg starsvg starsvg star10 months ago

Can’t recommend TS5 Mortgages enough. Craig supported remortgaging our property from start to finish, he guided us through the whole process and kept clear communication throughout. The process was effortless & I highly recommend if you are in need of a finicial advisor!

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Joseph Wilson
svg starsvg starsvg starsvg starsvg stara year ago

Craig at TS5 Mortgages was a great help with buying my first home. He answered all my queries/daft questions and always found time to speak with me. He made what seems a very complicated process very simple, which helped take a massive weight off my shoulders with the purchase of my house. Would highly recommend Craig for anyone buying a house, and definitely for any first time buyers.

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Angela Fairley
svg starsvg starsvg starsvg starsvg stara year ago

Contacted TS5 Mortgages to help me as a first time buyer. Craig is knowledgable, approachable and skilled in his field. Everything was explained well for someone who was doing this for the first time and Craig ensured everything was tailored to my situation when picking a mortgage, ensuring the most appropriate one was chosen. Craig was always happy to answer my questions with a prompt response. I would recommend TS5 Mortgages for the quality of service and the many years of experience.

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Sam B
svg starsvg starsvg starsvg starsvg star11 months ago

Craig helped me sort my mortgage for my first home. I wasn’t sure on quite a few of the steps but Craig talked me through the whole process and made me feel at ease with everything. Would highly recommend!

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Kerri Brems
svg starsvg starsvg starsvg starsvg stara year ago

Just completed remortgage with Craig. Would recommend. Had an introduction meeting first which really put us at ease and gave us chance to ask questions. Craig listened to what we needed and found some options and then gave us information to make best choice. Kept in contact all the way through, online platform helped keep it all in one place and easy to submit. Craig was available for any daft questions I had! What i liked about Craig is that he was local and down to earth. Thank you!!

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R3CRUIT
svg starsvg starsvg starsvg starsvg star5 months ago

Craig went above and beyond helping me with my first time moving house, would highly recommend to anyone!

Can't recommend TS5 Mortgages highly enough! Craig made the daunting process of searching for a mortgage and insurance simple with regular communication and support throughout. Excellent value for money, always available, professional and easy to work with. Will definitely use again in the future! I've already recommended TS5 Mortgages to friends!

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Sarah C-D
svg starsvg starsvg starsvg starsvg star6 months ago

Fabulous service from Craig at TS5 Mortgages. Helpful, efficient, communicative and friendly. Highly recommended.

Take the First Step

Start your journey towards a stress-free mortgage with TS5 Mortgages’s professional help.

Meet the Team

Get to know the team behind TS5 Mortgages

Mortgage broker in Middlesbrough – TS5 Mortgages

Craig Gregory

Mortgage Broker

Craig is a fully qualified adviser holding the Certificate in Mortgage Advice and Practice (CeMAP), the FCA-recognised qualification required to give mortgage advice in the UK, and also holds the Certificate in Regulated Equity Release (CeRER), the FCA-recognised qualification to advise on equity release products such as lifetime mortgages.

Frequently Asked Questions

WILL I GET A MORTGAGE?

All lenders have different lending criteria, it’s our job to know who is best suited to your circumstances. The first port of call for you should be your credit report, understanding this and making any improvements will enhance your ability to obtain a mortgage.

HOW MUCH DOES IT COST?

We’ve purposely kept our fee structure simple and fully transparent so you know from the off how much our fees will be. That way there are no hidden surprises along the way. See further up this page for confirmation.

WHY DO I NEED A MORTGAGE BROKER?

Our job as CeMAP qualified advisers is to find you the most suitable deal which meets with your requirements. We will understand you and your needs before we give you advice as to which is the right mortgage for you. Finding a mortgage is a big deal and likely the biggest financial commitment you will make, so let our expertise guide you through.

WHAT INFORMATION DO I NEED?

You will need to provide us with evidence of your income (such as payslips or tax returns), evidence of your expenditure (such as bank statements and credit card statements) together with information of any other assets/liabilities you hold (such as savings or other loans). Don’t worry we will guide you through this with our online portal.

MY RE-MORTGAGE ISN’T DUE YET, CAN YOU HELP?

Often you will incur early repayment charges to re-mortgage before the end of your current deal so only in certain situations is this worthwhile. However you can submit your details and we will contact you when your re-mortgage is due.

HOW CAN I CONTACT YOU?

You can reach us by using the contact details in the Contact us section below, or by completing the Contact form.

I WANT TO MAKE A COMPLAINT HOW DO I DO THIS?

You can make a complaint to our network Sesame. Please contact them on the details below:

Write to: The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR

Email: CustomerRelations@sbg.co.uk

Phone: 0345 0456 800
(Mon-Fri 9.00am to 5.00pm)

WHAT DO I DO IF I’M EXPERIENCING FINANCIAL DIFFICULTY?

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.

You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us

Contact Us


Please feel free to contact us using any of the below details/apps, or complete the contact form and let us contact you. 

Alternatively you can book an appointment using our appointment booking page found here.


If you wish to complain about the service we have provided, you can make a complaint to our network Sesame.

Please contact them on the details below:

Write to: The Customer Relations Department, Sesame Limited, Fourth Floor,
Jackson House, Sibson Road, Sale, M33 7RR

Email: CustomerRelations@sbg.co.uk
Phone: 0345 0456 800 (Mon-Fri 9.00am to 5.00pm)